Personal finance kapoor 11th edition pdf download

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Content Area Skip to the end of the images gallery. Skip to the beginning of the images gallery. Personal Finance. By Jack R. Kapoor, Les R. Dlabay, Robert J. Hughes, Lewis Stevenson, Ernest J. Kapoor, Personal Finance provides the perfect balance between practical application and comprehensive coverage of personal financial planning theories. Various methods for updating and expanding your knowledge are available. Formal methods include company development activities, seminars offered by professional organizations, graduate, and advanced college courses.

Informal methods for obtaining knowledge include reading and discussion with colleagues. Career Paths and Advancement p. A successful technique for coping with the anxieties associated with career development is to gain the support of an established person in your field. A mentor is an experienced employee who serves as a teacher and counselor for a less experienced person in a career field. Current Example: About 10 percent of the work force changes jobs each year.

This involves people who are young with higher levels of education. Individuals with specific training and who are established in a profession are less likely to change careers. Changing Careers p. Indications that it is time to move on include: weak motivation motional distress poor performance evaluations a lack of social interactions limited opportunity for advancement a poor relationship with your superior Carefully assess the financial and personal costs and benefits of changing careers; then determine whether a career change will serve your needs and goals and those of your household.

With this blended format, you first highlight skills and experience relevant to the position. This is followed by your employment history section, which reports specific experiences that match the requirements for the job. A targeted application letter describing specific experiences and accomplishments can be used in some situations.

Creating a Cover Letter p. The development section should highlight the aspects of your background that specifically qualify you for the job.. The concluding paragraph should request action from the employer.

Ask for the opportunity to discuss your qualifications and potential with the employer in more detail. Include information to make contacting you convenient.

The Job Interview p. Develop questions that you would like to ask the interviewer. Successful interviewing requires practice. By using a recorder or working with friends, you can develop the confidence needed for effective interviewing. The screening interview is an initial meeting, usually brief, with applicants that is designed to reduce the pool of job candidates to a workable number.

The selection interview usually involves a series of activities-responses to questions, meetings with several people, and a seminar presentation. Prospective employees are asked how they might handle various work situations. Text Highlight: Exhibit 2-D p. Exercise: Have students prepare written or oral answers to some of the interview questions in Exhibit 2-E.

Use PPT slides Sheet 6. An informational interview has the purpose of obtaining employment in a specific job position.

The purpose of a screening interview is to reduce the number of candidates for a job to a workable number. An interest inventory is designed to measure a. An example of a social influence on career opportunities would be a. Professional associations would be most helpful in career planning by a.

A n interview is designed to judge the potential of final candidates for a job position. I have opportunities to develop my special talents. My job is usually challenging. The pay and financial benefits are appropriate. I have good job security. I rarely have conflicts on the job. There are reasonable opportunities for promotion. Promotions are handled fairly. Management appreciates my efforts. I get enough direction and support from management.

My work environment is friendly and congenial. I can choose when I want to take time off. Like most people, your job has good and bad points. Make efforts to improve any areas of major concern. This job is not meeting your needs. A change is almost inevitable. Consider retraining or an advanced degree. How does a job differ from a career? A job is an employment position that is usually obtained mainly for money.

In contrast, a career is a commitment to a profession that requires continued training and offers a clear path for occupational growth. What opportunity costs are associated with career decisions? Career trade-offs include making less money for personal satisfaction, not taking a promotion that requires moving, working part-time in order to spend time with family, and owning your own business instead of working for someone else. What skills would be of value in most employment situations?

Working well with others, a desire to improve, a wide variety of reading interests, coping with conflict, adapting to change, anticipating problems, computer knowledge, working in teams, creative problem solving, research ability, communication skills, and understanding motivation.

Practice Quiz p. What are some examples of demographic and economic factors that affect career opportunities? The availability of jobs is affected by economic conditions interest rates, consumer demand and social influences two-income families, single parent households, people living longer. How does technology affect employment positions?

Technology decreases the need for manual workers and increases the need for technical skills. How can a person obtain employment-related experiences without working in a job situation?

Employment-related experiences may be obtained through an internship program, cooperative education, volunteer work with community organizations, class assignments, and campus activities.

What types of career information sources can be helpful for identifying job opportunities? Helpful career information sources include library materials, newspapers, magazines, the Internet, career development office, community organizations, professional associations, and business contacts.

Personal needs and those of other household members will influence the selection of various employee benefits. What methods can be used to measure the monetary value of employee benefits? Market value and future value calculations can be used to compare employee benefits.

Engelhardt Source: Lucas M. Engelhardt Personal Finances author Stephen J. Skripak Source: Virginia Tech Murali, K. Edition Notes Includes bibliographical references p. Classifications Dewey Decimal Class K37 The Physical Object Pagination xxx, p. Community Reviews 0 Feedback? Lists containing this Book investment from hanhnguyen Loading Related Books.

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